Business financing
Financing options that fit
Lines of credit
- Perfect for flexible, ongoing access to funds for your day-to-day business needs.
- Only pay interest on the actual dollar amount borrowed.
Business credit cards
- Credit cards that help you cover your everyday business expenses.
- Get access to a variety of benefits, including rewards, insurance, Visa Expense Management Tools, and more.
Asset-based lending
- Flexible, alternative financing that works like a revolving loan: available when you need it, and pay it down whenever you choose.
- Unlock the value of the accounts receivable you’ve earned but haven’t yet collected.
Business loans
This is right for you if: You’re interested in business financing for larger purchases at a competitive rate.
- Automatic payment withdrawals from your business chequing account.
- Monitor your outstanding loan balance and payments online.
- Flexible repayment terms with manageable scheduled payments.
Commercial Owner-Occupied Lending
- With Commercial Owner-Occupied Lending (COOL) you can get a mortgage to buy your business premises.
- To qualify, you must use at least 50% of the floor space and account for 75% of the gross revenue required.
- Take advantage of flexible payment schedules, a wide range of terms, and competitive rates.
Financing options and advice for your industry
Accelerator loans for small businesses*
This loan program provides financing access to all entrepreneurs and business owners, especially in diverse groups such as Indigenous peoples, women, newcomers to Canada, visible minorities, 2SLGBTQ+ people, and people with disabilities. It offers:
- Term financing for working capital between $25,000 and $500,000.
- Amortizations of up to 6 years.
Explore more financing options
Find the best financing
Energy + Accessibility Retrofit Loan
Canada Small Business Financing Program
Meridian OneCap leasing and financing
How can we help
Get the financing and advice you need, with a partner that puts your business and your well-being first.