Business financing
Financing options that fit
Lines of credit
- Perfect for flexible, ongoing access to funds for your day-to-day business needs.
- Only pay interest on the actual dollar amount borrowed.
Business credit cards
- Credit cards that help you cover your everyday business expenses.
- Get access to a variety of benefits, including rewards, insurance, Visa Expense Management Tools, and more.
Asset-based lending
- Flexible, alternative financing that works like a revolving loan: available when you need it, and pay it down whenever you choose.
- Unlock the value of the accounts receivable you’ve earned but haven’t yet collected.
Business loans
This is right for you if: You’re interested in business financing for larger purchases at a competitive rate.
- Automatic payment withdrawals from your business chequing account.
- Monitor your outstanding loan balance and payments online.
- Flexible repayment terms with manageable scheduled payments.
Commercial Owner-Occupied Lending
- With Commercial Owner-Occupied Lending (COOL) you can get a mortgage to buy your business premises.
- To qualify, you must use at least 50% of the floor space and account for 75% of the gross revenue required.
- Take advantage of flexible payment schedules, a wide range of terms, and competitive rates.
Financing options and advice for your industry
Accelerator loans for small businesses*
This loan program provides financing access to all entrepreneurs and business owners, especially in diverse groups such as Indigenous peoples, women, newcomers to Canada, visible minorities, 2SLGBTQ+ people, and people with disabilities. It offers:
- Term financing for working capital between $25,000 and $500,000.
- Amortizations of up to 6 years.
Explore more financing options
Find the best financing
Environmental financing
Canada Small Business Financing Program
Meridian OneCap leasing and financing
How can we help
Get the financing and advice you need, with a partner that puts your business and your well-being first.