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Investing

Investing Options and Advice

Investment options

We offer a range of investment options to help you reach your financial goals. From GICs to mutual funds, Meridian provides access to something for every portfolio.  

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Guarantee your savings with a GIC

A risk-free way to grow your money. A Guaranteed Investment Certificate (GIC) keeps your principal investment safe and comes with a guaranteed rate of return. Choose from a variety of low-risk investments to build a balanced portfolio.

EXPLORE GICS
Mutual funds

Diversify your portfolio and increase your potential returns with a professionally managed, pooled investment.

EXPLORE MUTUAL FUNDS
Class A shares

A unique investment for Meridian Members. Available for registered and non-registered accounts.

EXPLORE CLASS A SHARES

Registered savings plans

A registered plan, like a TFSA or an RRSP, is a smart way for Canadians to save and invest. Because these plans are “registered,” they come with tax advantages. You can hold a variety of investments – including GICs and mutual funds –  inside your registered plan.  

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Registered Retirement Savings Plans (RRSPs)

An RRSP is one of the best ways to save for retirement. Build an RRSP that fits your saving style with GICs, mutual funds, and more. Contributions are tax deductible, and earnings are tax-sheltered until you start making withdrawals later in life.

LEARN MORE ABOUT RRSPs
Tax free savings accounts (TFSAs)

A must for any saver, a TFSA is tax-efficient way to save for retirement, a vacation, an emergency fund, or anything. Grow your money and withdraw funds, tax free. This year, you can contribute up to $7,000, the TFSA dollar limit for 2024.

EXPLORE TFSAs
First Home Savings Account (FHSA)

Whether you’re just starting out or already saving for a down payment, an FHSA is a tax-efficient way to reach your home ownership goals, faster.

EXPLORE THE FHSA
Registered education savings plans (RESPs)

Save for your child’s education with tax-sheltered contributions and earnings. Plus, you can supplement your contributions with government grants.

EXPLORE RESPs
Registered retirement income fund (RRIF)

Turn retirement savings into income with a Registered Retirement Income Fund (RRIF) after age 71. Transfer RRSP funds to your RRIF, tax free, and build a customized portfolio of investments.

EXPLORE RRIFs
Registered disability savings plan (RDSP)

A tax efficient way for parents or other caregivers to save for a person with a disability. Investment income is earned tax-free, and contributions may be eligible for the Canada Disability Savings Grant (CDSG).

EXPLORE RDSPs

Ways to invest with Meridian

Talk to one of our advisors

In branch or over the phone or video call, our advisors can help you purchase or renew your investments.

FIND A BRANCH OR ADVISOR
Discover Wealth Management

We believe that wealth is for everyone. Our wealth advisors will help you build a financial plan that works for you.

EXPLORE MERIDIAN WEALTH
DIY investing

Buy stocks, bonds, and mutual funds online with Qtrade Direct InvestingTM. The perfect option for DIY investors.

EXPLORE QTRADE
Online banking

Meridian Members can buy or renew GICs online, set up transfers or connect with our Wealth team.

BANK ANYWHERE

Questions? There are several ways to get in touch

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

Online brokerage services are offered through Qtrade Direct Investing. Qtrade Direct Investing and Qtrade Guided Portfolios are divisions of Aviso Financial Inc.