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Boost your savings on new deposits
For a limited time earn 4.90%* on new deposits when you open a Meridian High Interest Savings Account (HISA). Transfer or deposit funds from outside Meridian into a new HISA of any type; available for registered (RRSP, TFSA and RRIF) and non-registered accounts.
Accessible, risk-free growth
- Your savings will grow quickly at a great rate for four months.
- Access your money anytime.
- No monthly fees and unlimited transactions (bill payments and pre-authorized debits are not available on savings accounts).
Multiple ways to use it
- An emergency savings account – with a HISA, there are no withdrawal fees.
- Saving for retirement – with an RRSP HISA, you grow your savings faster.
- Planning for a major purchase – with a TFSA, your savings grow tax free.
I’m new to Meridian
If you’re new to Meridian, simply choose your account option to get started.
- You must live or work in Canada and have reached the age of majority in the province or territory where you live.
- You have a valid email address.
- You will need access to your mobile phone.
- You may need to provide your social insurance number for tax purposes.
I’m already a Member
If you don’t have an existing HISA account, simply deposit money from outside Meridian into a new HISA account of any type (non-registered, RRSP, TFSA, or RRIF).
If you have an existing HISA account, you can deposit new money into HISA account of a different type.
For example, if you already have a non-registered HISA, you can open a new TFSA or RRSP HISA to take advantage of this offer. If you already have a TFSA HISA, you can open an RRSP or non-registered HISA to qualify for the offer.
Questions? We’re here to help. Give us a call at 1-866-592-2226.
High Interest Savings Account
Tax Free Savings Account
Registered Retirement Savings Plan
Registered Retirement Income Fund
Answers to common questions
Online: Select one of the eligible product options, confirm that you meet the eligibility requirements, and proceed to create a profile with your email and password. Once your account is open, you can transfer funds by INTERAC e-Transfer, depositing a cheque with your phone, or linking from another financial institution. You can also visit a branch or ABM to make a deposit.
In branch: visit one of our branch locations to open your account and make a deposit.
By phone: call us at 1-866-592-2226
Yes, if you’re a Member and you don’t have an existing HISA account, simply open a new HISA account of any type (non-registered, RRSP, TFSA, or RRIF).
If you already have a HISA account, you can deposit new money into HISA account of a different type.
For example, if you already have a non-registered HISA, you can open a new TFSA or RRSP HISA to take advantage of this offer. If you already have a TFSA HISA, you can open an RRSP or non-registered HISA to qualify for the offer.
Questions? Give us a call at 1-866-592-2226
No, to qualify for the offer, you must bring new funds to Meridian. If you have funds in an existing HISA or in a GIC that is maturing, you will not qualify for the offer.
Absolutely. Your money is just as safe at a credit union as it would be at a bank. Like banks, credit unions work with regulatory authorities to insure your money. At Meridian, all eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).
Credit unions have a tradition of customer service built on community, with the understanding that we all do better when we work together. As credit unions are owned by Members rather than shareholders, there is an incentive to offer the best possible rates and fees, while doing more for the communities we serve.
Like the big banks, credit unions offer day-to-day banking products, lending options, investments and wealth management services. As Ontario’s largest credit union, Meridian offers everything our Members need to grow financial confidence and achieve their best lives.
As a Meridian Member, you are an owner, and you have a say in how our financial institution is run.
As an inclusive, people-focused financial partner, we’re committed to helping Members get the advice they need to build confidence and achieve their best lives. Our profits go into products that our Members love and programs that serve communities and the planet.
Around here, banking is different.
Join over 380,000 Ontarians who trust Meridian to help them save, reward their spending, find the right lending options and so much more.