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Banking with Meridian means:

  • Amazing customer service
  • No hidden fees
  • A dedicated and friendly Contact Centre
  • Fantastic Mobile and Online Banking
  • A 100% Online Security Guarantee
  • Access to one of Canada's largest ABM networks
  • Easily open any of our chequing, savings or GIC accounts, or secure a mortgage completely online
  • Anyone who lives or works in Canada can join

Plus, switching is quick and easy!

Learn all about it.

MOST POPULAR

Good To Grow

High Interest Savings Account


  • Interest is earned on every dollar, calculated daily, and paid monthly
  • No monthly fees and no minimum balance required
  • Unlimited free transfers, ABM withdrawals and point of sale transactions2
  • Deposits insured by Deposit Insurance Corporation of Ontario7 (DICO)
  • Automatic savings options available to help you reach your savings goals faster
  • Access to online, mobile and telephone banking
  • Surcharge-free access to over 3,700 EXCHANGE Network ABMs3

Good To Grow

TFSA High Interest Savings Account


  • Interest is earned on every dollar, calculated daily, and paid monthly
  • No monthly fees and no minimum balance required
  • Deposits insured by Deposit Insurance Corporation of Ontario7 (DICO)
  • Automatic savings options available to help you reach your savings goals faster
  • Access to online, mobile and telephone banking
  • TFSA contribution limit for 2019 is $6,000

Good To Grow

RRSP High Interest Savings Account


  • Interest is earned on every dollar, calculated daily, and paid monthly
  • No monthly fees and no minimum balance required
  • Deposits insured by Deposit Insurance Corporation of Ontario7 (DICO)
  • Automatic savings options available to help you reach your savings goals faster
  • Access to online, mobile and telephone banking

Are you already a Member?

Sign in to Online Banking to open a new chequing or savings account or invest in one of our GICs.
For mortgages, loans and lines or credit, please visit a branch or call us.

Sign In

MOST POPULAR

Chequing Account

Pay As You Go


No monthly fee and $1 per transaction with a balance of $2,000 or less. Monthly transaction fees are waived if a minimum monthly balance of $2,000 is maintained. 4 free Interac e-Transfers® per month when you maintain a balance of $2,000. 

Chequing Account

Limitless


Open to anyone between the ages of 18 and 29 years. No monthly fee and unlimited free transactions, free withdrawals from Meridian ABMs and surcharge-free access to The EXCHANGE® Network ABMs, and 4 free Interac e-Transfers® per month4.

 

Chequing Account

Convenience


Ideal for anyone with limited account activity. Includes 15 ABM, debit, in-branch and cleared cheque transactions for $5/month. Also includes 4 free Interac e-Transfers® per month4.

Chequing Account

Electronic Package


Ideal for anyone who prefers to bank with their debit card, online or using their mobile device. Includes unlimited ABM, debit and self-service transactions for $9/month. Also includes 4 free Interac e-Transfers® per month4.

Chequing Account

Convenience Plus


Unlimited monthly self-serve, personal service and cheque transactions for $12/month. Free basic cheque order per year, 4 free CAD drafts per month and free certified cheques. Also includes 4 free Interac e-Transfers® per month4.

Chequing Account

Senior


Open to anyone over the age of 60. Unlimited transactions, free basic cheque order per year, 4 free CAD drafts per month, free certified cheques and more. Also includes 4 free Interac e-Transfers® per month4.

Are you already a Member?

Sign in to Online Banking to open a new chequing or savings account or invest in one of our GICs.
For mortgages, loans and lines or credit, please visit a branch or call us.
Sign In

MOST POPULAR

1-Year Cashable GIC

2.25%


Earn 2.25% over 1 year. Your principal is guaranteed5 and deposits are insured by DICO7. Cashable at any time with no early redemption penalty fee (but no interest is earned if you cash out prior to 91 days). Bundled with a companion Savings Account. $100 minimum investment required.

MOST POPULAR

3-Year Raise the Rate GIC

2.60%


Change your rate once over the course of a 3-year term. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required. Non-redeemable. 

MOST POPULAR

3-Year Raise the Rate GIC

2.60%


Change your rate once over the course of a 3-year term. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required. Non-redeemable. Visit a branch to open in RRIF.

MOST POPULAR

5-Year Raise the Rate GIC

2.70%


Change your rate twice over the course of a 5-year term. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required. Non-redeemable. 

MOST POPULAR

5-Year Raise the Rate GIC

2.70%


Change your rate twice over the course of a 5-year term. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required. Non-redeemable. Visit a branch to open in RRIF.

MOST POPULAR

18-Month GIC

2.40%


Earn 2.40% over 18 months. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required.

MOST POPULAR

18-Month GIC

2.40%


Earn 2.40% over 18 Months. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required.

1 to 5 Year GICs

Fixed Rate GICs


Take advantage of our special offers

  • 2.25% 1-Year GIC

  • 2.60% 3-Year GIC

Choose from 1 to 5 year investments (non-redeemable). Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required.

1 to 5 Year GICs

Fixed Rate GICs


Take advantage of our special offers:

  • 2.25% 1-Year GIC

  • 2.60% 3-Year GIC

Choose from 1 to 5 year investments (non-redeemable). Your principal and returns are guaranteed5 and deposits are insured by DICO7. Bundled with a companion Savings Account. $100 minimum investment required.

3-Year Escalator GIC

2.58%


Earn 2.58% over 3 years. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Redeem on annual anniversary date with no penalty. Bundled with a companion Savings Account. $100 minimum investment required.

5-Year Escalator GIC

2.51%


Earn 2.51% over 5 years. Your principal and returns are guaranteed5 and deposits are insured by DICO7. Redeem on annual anniversary date with no penalty. Bundled with a companion Savings Account. $100 minimum investment required.

Are you already a Member?

Sign in to Online Banking to open a new chequing or savings account or invest in one of our GICs.
For mortgages, loans and lines or credit, please visit a branch or call us.
Sign In
Fixed Rate Mortgage

2.69% 5-Year Closed


Own your home sooner with our 5-year fixed rate of 2.69%1.

  • APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
  • 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
  • CUSTOMIZABLE: Make your payment schedule fit your needs.
  • 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
  • 90-DAY RATE GUARANTEE: Our 90-day rate guarantee lets you search for your dream home, worry-free.

High-Ratio Fixed Rate Mortgage

2.49% 5-Year Closed


A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home.6  

  • APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
  • 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
  • CUSTOMIZABLE: Make your payment schedule fit your needs.
  • 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
  • 90-DAY RATE GUARANTEE: Our 90-day rate guarantee lets you search for your dream home, worry-free.

Variable Rate Mortgage

2.90% 5-Year Closed


With our 5-year closed variable rate of 2.90%, you get more flexibility and a low interest rate1. And if interest rates begin to climb, we can help you switch to a Fixed Rate Mortgage.

  • APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
  • 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
  • CUSTOMIZABLE: Make your payment schedule fit your needs: weekly, bi-weekly, monthly, bi-monthly and accelerated weekly and  bi-weekly.
  • SWITCH AT ANY TIME: Switch to a fixed term, at any time without penalty with a Closed Variable Rate Mortgage.

High-Ratio Variable Rate Mortgage

2.90% 5-Year Closed


A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home.6 

  • APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
  • 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
  • CUSTOMIZABLE: Make your payment schedule fit your needs.
  • 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
  • SWITCH AT ANY TIME: Switch to a fixed term, at any time without penalty with a Closed Variable Rate Mortgage.

Are you already a Member?

Sign in to Online Banking to open a new chequing or savings account or invest in one of our GICs.
For mortgages, loans and lines or credit, please visit a branch or call us.
Sign In