Personal Banking at Meridian Credit Union

Meridian Member since 2020

Smiling Meridian Member sitting outside, wearing clear glasses and a blue hooded sweatshirt.

Get a $300 cash bonus* with a new chequing account

*Offer ends January 31, 2026. Terms and Conditions apply.

Learn more

Boost your savings

Earn 4.70%** for four months

Give your new deposits to Meridian a boost with a High Interest Savings Account.

Explore this offer

Meridian Member smiling while seated indoors, wearing a red top against a wood-panel wall. — Cher O. Member since 2024

Plan your way

OnYourWay

OnYourWay is a complete, empowering banking experience that combines free access to new financial planning technology and insights with the support of professional advisors.

Learn more

Meridian Members, Rob Garrard and Joanne Richter. Rob and Joanne have been Members since 2014. They are outside, near a store front, with their black dog on a leash. — The Second Wedge Brewing Co. Member since 2014

Borrow

Around here, we find ways to say yes

Financing for the things that matter to you, matters to us. Through one-on-one conversations, we match you with a competitive borrowing option that works.

Explore mortgages

4.44%³ 5-Year Fixed Rate Mortgage

Explore loans and lines of credit

Close up of a hand holding a blue Meridian bank card. The card is placed next to a payment machine in order to tap and make a purchase.

Spend

Around here, spending is rewarded

Get cash back when you spend money. Earn 2 reward points for every $2 spent on gas, groceries, pharmacy, and utility bill payments with our popular Meridian Visa** Cash Back Card.

Apply now

Discover our credit cards

Find the right chequing account

Mobile app

Secure, full-service digital banking

Bank where and how you want with our top-rated app.

The latest enhancements and new features

Discover all the ways to bank with Meridian

Alerts

Keep track of your money with transaction, security, and account balance alerts.

Card controls

Put a temporary lock on your debit card if you suspect it’s lost or stolen.

Privacy settings

Add more security with biometric and two-factor authentication.

Around here, banking is different.

Join over 380,000 Ontarians who trust Meridian to help them save, reward their spending, find the right lending options, and so much more.

Become a Member

*Meridian 2025 Chequing Offer is a limited time offer. Terms and conditions apply. Payout schedule included in terms and conditions.

**High Interest Savings Account Promotional Rate Terms and Conditions

¹Interest rates shown are subject to change without notice and are on a per annum basis. Interest is calculated on the closing daily balance and is paid on the last day of each month.

²GIC interest rates expressed are annual interest rates and current as of today’s date. Rates are subject to change without notice. Interest is calculated and accrued daily. Interest is paid at maturity unless otherwise specified.

Deposit Insurance: Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). For more information, visit the FSRA website.

³On approved credit, rates are subject to change without notice. Quoted rate is based on blended payments of principal and interest and is the regulatory Annual Percentage Rate if there is no cost of borrowing other than interest. Interest is calculated half-yearly for fixed rates, and monthly for variable rates, not in advance. Additional premiums may apply in cases of extended amortizations, non-owner occupied, or other instances where application details may warrant it. The interest rate with variable rate mortgages will fluctuate with Meridian Prime Rate, which is currently 4.45%. Where applicable, the Bank of Canada qualifying rate is 5.25%. Builder's pricing applies to posted rates, not to promotional or special rates. For commercial mortgage rates, please speak to your Commercial Relationship Manager.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android is a trademark of Google Inc. Google Play™ is a trademark of Google Inc.

***Trademarks of Visa Int., used under license.

Mutual funds and other securities are offered through Aviso Wealth. Online brokerage services are offered through Qtrade Direct Investing. Aviso Wealth and Qtrade Direct Investing are divisions of Aviso Financial Inc.