Mortgages
Home ownership is in reach –
our mortgages can get you there
4.09% 5-year closed high ratio¹
Take advantage of a fixed-rate mortgage, which protects you when interest rates go up or down, and a lower required down payment.
4.39% 5-year closed special¹
This special fixed-rate means your payments will stay the same for the whole term, even if interest rates go up. A great choice if you have a down payment of 20% or more.
Be mortgage free sooner
Pay off up to 20% more of your mortgage each year with 20/20 prepayment.
Skip a payment
Breathe easier knowing that you can skip one month’s mortgage payment once a year with no penalty.
Payment flexibility
Choose from weekly, bi-weekly, monthly, bi-monthly, or accelerated weekly or bi-weekly payment plans.
Around here, buying a house comes with the right advice
Buy my first house
Renew or refinance my mortgage
Buy my next home
Switch my mortgage
Tools and resources
Knowledge bank
Whether you’re in the market for a new mortgage or looking to renew, switch, or refinance, we make it simple and convenient. Get helpful advice on all our mortgages.
How to get preapproved for a mortgage
Calculate your mortgage payment
Flexible options to fit your needs
Pay at a fixed rate
Fixed rates are locked in for the duration of your term. Your rate stays the same when rates go up and down, so your payment won’t change. To take advantage of rates that follow the market, look into variable rate mortgages.
Access equity as you pay
Our Flex Line mortgage offers a key combination: a mortgage plus a line of credit. As you pay your mortgage down, the amount of credit available to you increases.
Building a home
With a construction mortgage, you get the full amount of the mortgage, in stages, throughout the construction (or major renovations) of your home.
Friends and family
The Friends and Family mortgage makes it easier for you to afford a home by allowing up to four people to get a mortgage together.
Self employed
Our Self-Employed Mortgage is the perfect solution if you want to buy a home or refinance an existing mortgage, whether you’re a business owner, an entrepreneur, or self-employed.
A smaller down payment
Get a mortgage with a down payment that’s less than 20% of the purchase price. You pay a bit more for insurance, but you can still get a great interest rate.