Jump to Main Content

Index-Linked GICs

We just put safety in the stock market with Index-Linked GICs. You get all the potential upside of the stock market with your principal guaranteed. 
Line Art Icon

All Meridian Index-Linked GICs give you the following:

  • 100% principal guarantee – At minimum, your initial investment will be returned to you at the end of the term
  • ​Higher potential returns through the stock markets
  • No fees or commissions
  • Deposits insured by Deposit Insurance Corporation of Ontario (DICO)
  • RRSP / RRIF & TFSA eligible
  • Minimum guaranteed rates of return on select Index-Linked GICs.

Canadian Index-Linked GIC

Take advantage of investing in Canadian equity markets with exposure to 20 of the largest companies in Canada.

  • Exposure to the Canadian stock market
  • Looking for an investment of at least 5 years
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return

More details

American Diversified Index-Linked GIC

Get exposure to 20 of the United States' largest companies.

  • Exposure to the American market
  • Potential to enhance GIC returns
  • Willing to invest for at least 5 years
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return

More details

Global Diversified Index-Linked GIC

Capitalize on the growth of 20 major corporations operating in various sectors of the economy and different regions of the world.

  • Exposure to markets around the world
  • Available in a 1 year and 5 year term
  • Potential to enhance GIC returns
  • Available for a 1 or 5 year term
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return
  • Protected against currency risk

More details

Financial Services Index-Linked GIC

Capitalize on the potential growth of major Canadian financial institutions, while still providing a 100% capital guarantee at maturity and receive a guaranteed return at maturity. 

  • Available for a 3 or 5 year term
  • 100% principal guaranteed
  • Guaranteed return at maturity
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return

More details

Consumer Staples Index-Linked GIC

Investments capitalizing on the growth potential of major companies operating in the consumer staples sector while providing 100% capital guarantee at maturity and receive a guaranteed return at maturity.

  • Available for a 3 or 5 year term
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return

More details

Health Care Index-Linked GIC

Capitalize on the growth potential of major international companies operating in the health care sector, while providing 100% capital guarantee at maturity and receive a guaranteed return at maturity. 

  • Potential to enhance GIC returns
  • Available for a 3 or 5 year term
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return
  • Diversity with their investment

More details

Natural Resources Index-Linked GICs

An investment solution enabling you to capitalize on the growth potential of raw material prices (energy, industrial metals, precious metals and agricultural commodities), while providing you with a 100% principal guarantee at maturity.

  • Opportunity to gain exposure to six natural resource indices
  • 100% principal guaranteed
  • Willing to invest for at least 5 years
  • Protected against currency risk

More details