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Day-to-Day Accounts

Looking for an account that gives you more bang for your buck? One that fits your lifestyle, no matter if you want to use it every day or you’re saving towards a big purchase. At Meridian, we have a variety of chequing and savings accounts that work with how you live your life. Our Members have complete control on how they spend or save their money. It’s how banking should be.

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Chequing Account Details

A wide variety of chequing accounts, if you want to use your account a little or a lot. We also offer free unlimited transactions for seniors aged 60 and over and Members aged 18 to 29 years.​​
 
  • Pay bills online or in-branch
  • Unlimited free deposits
  • Use your Meridian debit card with Interac Flash® to make payments through Interac Debit® in Canada and ACCEL® in the U.S. 
  • Transfer funds between Meridian accounts and other financial institutions with Money Mover
  • Send and receive Interac e-Transfers®
  • Surcharge-free access to Meridian ABMs and to The EXCHANGE® Network, one of the largest financial institution ABM networks in Canada
  • 4 free Interac ABM withdrawals per month with minimum $1,000 balance (Interac® fees rebated at month end)
  • Deposit cheques on the go with Deposit AnywhereTM
  • View cheque images in online banking
  • Overdraft protection (optional)
  • Deposits are insured up to $100,000 per Member by Deposit Insurance Corporation of Ontario (DICO)

See all Chequing Accounts
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Savings Account Details

Your choice of savings accounts that offer a range of free transactions, all with no monthly fees. You'll earn interest on every dollar, with no minimum balance required.
 
  • Unlimited free deposits
  • TFSA, RRSP and RRIF plan types
  • Deposit cheques on the go with Deposit AnywhereTM
  • Transfer funds between Meridian accounts and other financial institutions with Money Mover*
  • Send and receive Interac e-Transfers®
  • Surcharge-free access to Meridian ABMs and to The EXCHANGE® Network, one of the largest financial institution ABM networks in Canada
  • Use your Meridian debit card with Interac Flash® to make payments through Interac Debit® in Canada and ACCEL® in the U.S.
  • Non-registered deposits are insured up to $100,000 per Member by Deposit Insurance Corporation of Ontario (DICO). Deposits held in RRSP, RRIF, LIRA , LIF, RESP, and TFSA are fully insured with no maximum amount
  • NOTE: Registered accounts may have limited transfer options and debit card access

See all savings accounts

“Banking that works for you.”

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Why Bank With Meridian

  1. Joining Meridian makes you both a Member and an Owner, which means you’ll have access to all of the products and services of the credit union and full rights as an owner/shareholder.
  2. As a Member, you’ll also have access to knowledgeable and experienced Meridian Advisors that will help you set financial and lifestyle goals unique to you and then help you reach them.
  3. We take our profits and pass them back to our Members in the form of competitive products and services.
  4. Each year, we take at least 4% of our profits and re-invest them into community programs, partnerships and initiatives. Learn more in our Community section.