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Home Budget Analysis

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, press the "view report" button to compare your budget breakdown to our targets which can help identify areas for improvement.

This Financial Calculator requires SUN's Java� Plug-in. If you see this message you will need to download SUN's Java� Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing �Install ActiveX Control�.

Definitions

Monthly expenses: This is the total of all of your monthly expenses. Click on the button "Expenses Calc" to enter your monthly expenses. This includes your expenses for shelter, family, transportation, vacations, entertainment, loan payments, food, clothing, insurance and other miscellaneous items.
Monthly income: Any income that you or your spouse receive. Click on the button "Income Calc" to enter your monthly income. This includes employment income, CPP, OAS, company pensions, interest, annuities, self-employed income, dividends and any other income you might have.
Income breakdown: Click on the "show my income breakdown" to view how your income is divided up between your income sources.
Insurance and benefits: Click on the radio button "show my monthly expenses" to view breakdown of your monthly expenses.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Contact one of our financial Coaches to receive personalized advice for all of your finance needs.